We specialize in helping individuals and small business regain control of their finances.
Our independent financial advice can guide you towards the right path.
We are a team of Empathetic, Energetic, Experienced and Driven Credit Counselors. Some of the advantages of working with us:
We specialize in helping individuals and small business regain control of their finances.
We review your financial situation, including income, expenses, assets, and liabilities. This assessment helps you understand your current financial standing and serves as the foundation for creating a tailored plan to meet your financial goals
Our debt reduction plans are designed to help you minimize your financial burdens. We analyze your debts and identify opportunities to consolidate or transfer balances to lower-interest options, negotiate with creditors, and re-organize payment plans to make them more manageable
We help you understand the process and refer you to an expert to help with your mortgage needs. With rising mortgage costs, renegotiating mortgage terms or moving to another lender for better interest rate and/or terms can be helpful in saving money. Offloading a high interest second mortgage to a primary mortgage can also be a crucial step to help minimize the monthly payments.
Effective budgeting is key to financial stability. We can help create personalized budgeting plans to help you track expenses, prioritize spending, and save for the future. Our goal is to empower you with the tools and knowledge to manage your finances effectively
Sometimes, specialized services are required to resolve financial challenges. We maintain a network of trusted professionals, including legal advisors, accountants, and licensed insolvency trustee, to connect you with the right resources for your situation
Our certified credit counsellors work with you to address your unique challenges. From developing strategies to manage existing debts to offering advice on improving credit scores, we provide the guidance you need to build a stronger financial foundation
We help you understand the key factors influencing your credit score. Our experienced credit counselors can also guide you in implementing effective strategies to improve your score. If you've faced insolvency, we can also guide you on rebuilding your creditworthiness and regaining financial confidence.
Business Debt
Business Tax
Car Loan Shortfall
Credit Cards
Line of Credit
Mortages Shortfall
Overdraft
Pay Day Loan
Personal Loan
Revenue Canada
Store Cards
Student Loan
