Debt Settlement Proposal

Rebuilding Your Financial Future with Confidence and Control

Debt Settlement Proposal

What is Debt Settlement Proposal

Debt Settlement Proposal Settlements in Toronto, ON

A debt settlement proposal is an offer made to your creditors, where you only pay a small portion of your debts. Our experienced certified counsellors negotiate on your behalf with your creditors and provide you with an affordable interest-free monthly payment.

Our settlement options gives you immediate stress relief by combining all your unsecured debts into one interest-free monthly payment.

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Our Debt Management Plan Can Help You
With the Following Debts

Business Debt

Business Tax

Car Loan Shortfall

Credit Cards

Line of Credit

Mortgage Shortfall


Pay Day Loan

Personal Loan

Revenue Canada

Store Cards

Student Loan


  • We are a team of CAIRP certified credit counsellors who provide a personalized and comprehensive solution to manage your debt and lead you towards financial freedom.
  • Should a need arise to file a Consumer Proposal or bankruptcy, a LIT will be handling your file.

What Makes Us Different?

How Does
Debt Settlement Proposal Work?

Together, we negotiate your existing debt amount down to a more manageable amount. It will be important to know about …


Your current financial situation


How much you owe and who you owe


Your work status


How much you earn

Ready to regain control of your finances?

Take the first step towards a debt-free future with Credit Management Services

Call Now 416-780-1020

What Makes Us Different?

Advantages of a
Debt Settlement Proposal

  • It puts an end to calls from wage garnishments and collection agencies
  • It freezes interest on debts
  • It merges debts into a low-end monthly payment
  • It keeps all your properties including any equity in your residence
  • It makes you debt free by reducing your liability upto 70-80%.

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Faster than you think, you could

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What should you do now?

  • Be making one small monthly payment for all your debts
  • Be free of threatening phone calls
  • Be on the way to re-establishing your credit
  • Reduce your debts
  • Be free of wage garnishment

Contact Us

Our Locations


3200 Dufferin Street,
Suite 502, North York,
ON M6A 3B2 (Dufferin & Orfus)

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150 Consumers Rd,
Suite 200, North York,
ON, M2A 1P9 (Sheppard & Victoria Park)

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2 County Court Blvd.,
Suite 235, Brampton, ON,
L6W 3W8 (Hurontario & Steeles)

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4275 King St. East,
Suite 300, Kitchener,
ON, N2P 0C6
(King St & Deer Ridge Dr)

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